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William Otis's avatar

Key to home ownership: (1) underspend your income until you've saved enough for a big, fat down payment; (2) make the down payment at least 50% of the purchase price; otherwise you'll just be wallowing in debt; (3) pay it off in 15 years at most.

Bonus suggestion, for conservative ears only: Frugality still being a virtue, don't expect the government or anyone else to be responsible for your consumption tastes.

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Doug Israel's avatar

Jennifer may have quit too soon. This guy you quote seems right up her alley.

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